December is usually a financial drain for folks. Gift giving, parties, and sometimes having slow business activity can all contribute to the year end being a tough financial time. Avoid the impact of the financial strain by planning for it. After all, it’s not as if you don’t know when December will happen. Consider putting some extra money in savings to cover the holiday expenses. Perhaps buy gifts throughout the year. Or have a solid plan for spending as you go into the holidays and stick to it. Small things can have a big impact on your budget during the holidays so make sure you're prepared!